Auto Insurance Rates for a Chevy Silverado 2500HD in Chicago

Insurance for Chevy Silverado 2500HDAre you irritated from sacrificing other expenses to insure your Chevy every month? You have the same problem as most other consumers in Illinois.

Statistics show that a large majority of consumers renewed their policy with the same company for at least the last four years, and nearly half have never compared rates to find lower-cost insurance. Chicago insurance shoppers could save themselves about 40% a year just by comparing rates, but most just don't grasp the actual amount they would save if they bought a different policy.

There are many car insurance companies to choose from, and although it's a good thing to have a selection, too many choices makes it more difficult to compare rates for Chevy Silverado 2500HD insurance in Chicago.

Finding the cheapest insurance coverage in Chicago seems hard but is not really that difficult. Just about every person who is looking for cheaper insurance should find a lower-cost policy. But Illinois car owners can benefit by having an understanding of the way insurance companies market insurance on the web and use this information to your advantage.

Shop Chevy Silverado 2500HD insurance online

Just remember that comparing a large number of companies provides better odds of finding the best rates. Some insurance companies are not set up to provide price estimates online, so you also need to get quotes from them as well.

The companies shown below are ready to provide quotes in Chicago, IL. If several companies are displayed, we recommend you click on several of them to find the cheapest auto insurance rates.

Chevrolet Silverado 2500HD Insurance Rates in Chicago, IL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado 2500HD LT Crew Cab 4WD $176 $332 $246 $14 $74 $842 $70
Silverado 2500HD LT Crew Cab 2WD $220 $452 $300 $18 $90 $1,080 $90
Silverado 2500HD LTZ Crew Cab 4WD $140 $252 $262 $16 $78 $748 $62
Silverado 2500HD LT Crew Cab Diesel 4WD $218 $474 $294 $18 $88 $1,092 $91
Silverado 2500HD LT Crew Cab Diesel 2WD $220 $468 $284 $16 $84 $1,072 $89
Silverado 2500HD LT Extended Cab Diesel 2WD $228 $458 $398 $24 $120 $1,228 $102
Silverado 2500HD LTZ Crew Cab 2WD $142 $266 $304 $18 $90 $820 $68
Silverado 2500HD LTZ Crew Cab Diesel 4WD $158 $308 $246 $14 $74 $800 $67
Silverado 2500HD LTZ Crew Cab Diesel 2WD $314 $766 $398 $24 $120 $1,622 $135
Get Your Own Custom Quote Go

Above prices assume single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Illinois minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, homeowner, and claim-free. Price estimates do not factor in the specific area where the vehicle is garaged which can change premiums substantially.

Auto insurance deductibles

One of the hardest decisions when shopping for auto insurance is where should you set your physical damage deductibles. The premium rates below approximate the premium difference when you choose different insurance deductibles. The first rate comparisons uses a $100 comprehensive and collision deductible and the second price grid uses a $500 deductible.

Chevrolet Silverado 2500HD insurance premium estimates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado 2500HD LT Crew Cab 4WD $254 $478 $262 $16 $78 $1,113 $93
Silverado 2500HD LT Crew Cab 2WD $254 $550 $294 $18 $88 $1,229 $102
Silverado 2500HD LTZ Crew Cab 4WD $254 $478 $262 $16 $78 $1,113 $93
Silverado 2500HD LT Crew Cab Diesel 4WD $282 $550 $262 $16 $78 $1,213 $101
Silverado 2500HD LT Crew Cab Diesel 2WD $282 $550 $294 $18 $88 $1,257 $105
Silverado 2500HD LT Extended Cab Diesel 2WD $282 $550 $294 $18 $88 $1,257 $105
Silverado 2500HD LTZ Crew Cab 2WD $282 $550 $294 $18 $88 $1,257 $105
Silverado 2500HD LTZ Crew Cab Diesel 4WD $282 $550 $262 $16 $78 $1,213 $101
Silverado 2500HD LTZ Crew Cab Diesel 2WD $282 $622 $294 $18 $88 $1,329 $111
Get Your Own Custom Quote Go
Chevrolet Silverado 2500HD insurance premium estimates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado 2500HD LT Crew Cab 4WD $186 $322 $262 $16 $78 $864 $72
Silverado 2500HD LT Crew Cab 2WD $186 $372 $294 $18 $88 $958 $80
Silverado 2500HD LTZ Crew Cab 4WD $186 $322 $262 $16 $78 $864 $72
Silverado 2500HD LT Crew Cab Diesel 4WD $206 $372 $262 $16 $78 $934 $78
Silverado 2500HD LT Crew Cab Diesel 2WD $206 $372 $294 $18 $88 $978 $82
Silverado 2500HD LT Extended Cab Diesel 2WD $206 $372 $294 $18 $88 $978 $82
Silverado 2500HD LTZ Crew Cab 2WD $206 $372 $294 $18 $88 $978 $82
Silverado 2500HD LTZ Crew Cab Diesel 4WD $206 $372 $262 $16 $78 $934 $78
Silverado 2500HD LTZ Crew Cab Diesel 2WD $206 $420 $294 $18 $88 $1,026 $86
Get Your Own Custom Quote Go

Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and Illinois minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, multi-policy, and homeowner. Price information does not factor in your specific Chicago location which can affect prices considerably.

We can estimate from the data above that using a $100 deductible will cost in the ballpark of $23 more each month or $276 each year than quoting the higher $500 deductible. Because you would pay $400 more if you turn in a claim with a $500 deductible as compared to a $100 deductible, if you go at a minimum 17 months between claims, you would most likely save money by going with a higher deductible.

How high should deductibles be?

The example below illustrates how choosing a deductible and can raise or lower Chevrolet Silverado 2500HD insurance costs for each age group. The rate quotes are based on a married male driver, full physical damage coverage, and no discounts are applied to the premium.

Insurance premiums for males and females

The example below shows the comparison of Chevrolet Silverado 2500HD auto insurance costs for male and female drivers. The premium estimates are based on no violations or claims, full coverage, $500 deductibles, marital status is single, and no discounts are applied to the premium.

Insurance agencies can help

Some people still like to get professional advice from a licensed agent and there is nothing wrong with that. One of the great benefits of getting online price quotes is that drivers can save money and get lower rates but also keep your business local.

Insurance agents in ChicagoTo help locate an agent, after submitting this form (opens in new window), your coverage information is sent to insurance agents in Chicago who will gladly provide quotes to get your business. It makes it easy because there is no need to leave your computer since rate quotes are delivered to you. Get lower rates and a licensed agent to talk to. If you need to compare prices from a specific insurance provider, don't hesitate to navigate to their website and complete a quote there.

Choosing the best insurer is decision based upon more than just a low price. Here are some questions to ask:

If you want a reliable insurance agent, it's helpful to know the types of insurance agents and how they can service your needs differently. Insurance policy providers are categorized either exclusive agents or independent agents.

Exclusive Insurance Agents

These type of agents can only write with one company and some examples include American Family, State Farm, and AAA. Exclusive agencies are unable to provide other company's prices so they have no alternatives for high prices. Exclusive agencies are trained well on their company's products which aids in selling service over price.

Shown below are Chicago exclusive insurance agencies that are able to give price quote information.


223 W Cermak Rd, Fl-2 - Chicago, IL 60616 - (312) 225-8311 - View Map


2422 S Oakley Ave - Chicago, IL 60608 - (773) 376-1166 - View Map


2015 W Montrose Ave - Chicago, IL 60618 - (773) 549-3300 - View Map

View more agents

Independent Agents

Agents in the independent channel can sell policies from many different companies so as a result can place your coverage with any number of different companies and potentially find a lower price. If your agent finds better pricing, your policy is moved internally and you don't have to do anything.

If you are comparing rate quotes, you need to get several quotes from independent agents so that you can do a thorough price comparison.

Shown below is a list of independent insurance agencies in Chicago that are able to give rate quotes.


3656 N Cicero Ave - Chicago, IL 60641 - (773) 725-9333 - View Map


2302 W Belmont Ave - Chicago, IL 60618 - (773) 525-7500 - View Map


3517 N Spaulding Ave - Chicago, IL 60618 - (773) 463-7576 - View Map

View more agents